Now Everyone Can Afford Basic Life Protection
Today, RM6 in Malaysia will
probably get you a plate of nasi lemak ayam, a bowl of noodle soup or a pack of
chicken rice at your favourite hawker stall. But you know it isn't enough for a
movie ticket, or a burger at a popular fast-food joint.
Yet, for the price of a
local delight – a seemingly affordable sum to all – you can ensure that your
family will be protected should anything untoward happen to you.
Yes, we're talking as low
as RM6 a month for a life insurance plan. According to Bank Negara Malaysia’s
(BNM) statistics, 65%
or 7 out of every 10 Malaysians do NOT have a life insurance or family takaful
plan. Not surprisingly, Malaysians have been deemed
an underinsured population compared to other countries.
It was reported that to
remedy this situation, BNM through its Perlindungan Tenang national initiative,
seeks to provide affordable, accessible and simple life insurance coverage to
protect Malaysians – in particular the underserved bottom 40% of households
(B40) where only just about 4% are insured.
As part of this initiative
by BNM, Tokio Marine Life Insurance Malaysia Bhd. (Tokio Marine Life) has
introduced its TokioMarine-Starter Pack – an affordable basic protection plan
that provides death coverage of up to RM50,000 at a premium
rate of less than 50 sen a day to help those who need it most.
"Our main goal is to reach out to
as many as possible who need insurance the most, but think they can’t afford
it. Essentially, the Tokio Marine-Starter Pack is created to give the most
basic and essential protection against life’s key risks," said Mr Toi See
Jong, Chief Executive Officer of Tokio Marine Life.
“We also understand the need for
insurance purchase to be hassle free so we have made this an easy plan to take
up through online platform, with no medical underwriting required,” Mr Toi
added.
The Tokio Marine-Starter Pack is
essentially a plan that pays out the death coverage benefit in one lump sum to
your family or dependents if a misfortune befalls you. This plan is available
to those as young as age 18 at their next birthday up till before they turn 55.
And no medical check-up is required.
The plan, said Mr Toi,
is also especially relevant as the Life Insurance Association Malaysia (LIAM)
has found that families of wage earners aged between 26-55 have a sizeable
protection gap, while those aged below 25 have a relatively high probability of
being underinsured.
A
protection gap means the extent to which families are underinsured following
the death of the primary wage earner.
According
to LIAM’s 2012 Underinsurance Study in Malaysia, breadwinners of the 26-55 age
group were typically at the phase when their financial obligations peaked in
terms of dependents’ support, mortgage repayment, savings creations etc.
Therefore, if
anything untoward happens to this age group of breadwinners, it would be hard
for many of their families to maintain their current lifestyle – while some may
even face the risk of poverty, Mr Toi explained.
So, DON’T
leave the fate of your loved ones to luck or chance, not when for as low as RM6
a month, you can help ensure they are not left in a lurch -- or at others'
mercy -- when you are gone. Love isn't a word, it's an ACT.
Visit https://www.tokiomarinelife.com.my/StarterPack/index.html today, for the options that
suit you best. Or you can call our customer service at 03-20596188,
for more details.
About Tokio Marine Life Insurance Malaysia Bhd
Tokio Marine Life
Insurance Malaysia Bhd (“Tokio Marine Life”) has 70 years of presence in
Malaysia and is financially strong with total assets of RM8.48 billion**.
Today, Tokio Marine Life is a member of Tokio Marine Group in Japan with more
than 36,900 employees, 46,000 agents and operates in 483 cities in 38 countries
worldwide. The core company of Tokio Marine Group, Tokio Marine & Nichido
Fire is financially strong with asset worth more than USD208 billion and has a
credit rating⁺ of A+ by Standard & Poor’s Aa3 by Moody’s and A++
(Stable) by A.M. Best.
*Terms and conditions apply
**As of 31 December 2017
⁺As of 18 April 2018
For media enquiries, please contact:
Corporate Communications and Advertising
department
+603-20596012/6013
GreatWorks
Ideas Sdn Bhd
Chan
+6012 362
7205
1 Comments
ramai orang beranggapan ni tak penting tapi sebenarnya mereka tak peka sebab rasa diri tu sihat dan tak akan sakit kan..
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